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2ND DEC 2008
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You have to pay extra for ‘All-risks’ cover, but it means your property will not only be covered for theft, but accidental damage and loss. And you need to check and compare the price to make sure it is worth your while. Insurance company Endsleigh offers home contents insurance with an All Risks Extension for an annual home and contents policy for almost £280. This covers up to £1000 worth of property taken outside your home. Norwich Union UK offers an annual cover for a minimum of £15,000 worth of property with an All Risks
Extension for £260.99. This covers everything inside your home including £6000 for valuables like mobile phones. It also covers £2000 worth of your property away from home. For this you pay a £100 excess.
So before you sign up for insurance with your mobile phone company, check you do not already have cover with your home contents provider. You might be pleasantly surprised that you have insurance for your property outside the home already.
Source: ABI, Insurance Companies and BBC website article ‘Phones and MP3s fuel robbery rise’ 20 July.
Home insurance underwriters offer cheap home insurance
to uk residents.
Provided by The Student Zone (United Kingdom)
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