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5TH DEC 2008
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So she would in fact pay less for insurance even with a conviction than a male her age without one. Why the difference in price between young men and women? The spokeswoman says that it is because statistics show that one in three young men have a serious accident within their first year of driving.
A spokeswoman at the Association of British Insurers says the chances are if you have been caught speeding on a motor bike you are going to be more at risk behind the wheel of a car than others. It’s a known fact that young men are the most at risk of having a car accident, which is why they pay so much more for their car insurance.
“I think they make up 3% of the driving population but account for over 30% of all of the driving convictions. It depends on the insurance company, but we (the insurance industry) insure on risk and therefore we calculate our premiums accordingly.”
Car Insurance route is a specialist website that offers uk residents access to car
insurance articles.
Provided by The Student Zone (United Kingdom)
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