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5TH SEP 2008
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 Shop 'til you drop but stay safe. Chat date: 15th November Chat time: 1pm. Whether shopping on the high streetor online in the run up to Christmas, it is essential that you take steps to protect yourself from the dangers of card fraud.
In all that frantic festive shopping it is easy to fall into bad habits that play into the hands of sophisticated fraudsters.
The good news for consumers is that the success of chip and PIN has seen card fraud in shops and supermarkets drop significantly.
 Fraud losses are down by 43% from £73.2 million to £42.1m in the face-to-face retail environment but shoppers are being reminded to be vigilant especially with Internet, phone and mail order transactions, where card-not-present fraud has increased but at a much slower rate than seen previously.
In the busy Christmas period it is easy to lose sight of your card or drop your guard when entering your PIN during a purchase, and a momentary lapse is all that is needed to open the door for professional criminals.
 When entering your PIN at a cashmachine or into a PIN pad in a shop you should always shield the number from prying eyes with your spare hand.
Protecting your personal information is paramount and that also means shredding or destroying any receipts or documents that contain private financial details and not writing down passwords, login details or PIN numbers.
Online shopping is set to smash last year’s record with an estimated £7 billion being spent on getting the latest gadgets, toys and fashion accessories.
Provided by The Student Zone (United Kingdom)
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